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Action vs. inaction regret

Asking for a raise vs waiting to be recognized

If you act

Asking for a raise

20%

If you don't

Waiting to be recognized

60%

Percentage who later regret each choice. Bars and full ledger render below.


Career

Last reviewed 2026-05-13

Evidence quality 4.5/5

Eight-dimension review score against the quality rubric . Each dimension scored 1–5.

D1 Source verification
5/5
D2 Source authority & independence
4/5
D3 Regret-rate accuracy
4/5
D4 Source comparability
3/5
D5 Gilovich pattern
5/5
D6 Prose quality
5/5
D7 Caveat completeness
5/5
D8 Sample quality
5/5
Average 4.5/5
Direct evidence
Two identical pay stubs on a desk, one with a handwritten raise request clipped to it.

Action regret

Asking for a raise

20%

~20% of people who asked for a raise regret the ask

US workers who initiated salary negotiations, online panel

retrospective, no fixed timeframe

Inaction regret

Waiting to be recognized

60%

60% of workers regret not asking for a raise

US, UK, French, and German workers, online panel

retrospective, no fixed timeframe

% who regret this choice

inaction dominates — Inaction dominates — most regret not acting.

Related decisions

Semantically similar decisions — same territory, different trade-offs.

career

Salary negotiation

% who regret this choice

Inaction dominates

Inaction regret 1.2× higher

career

Chase promotion vs accept role

% who regret this choice

Inaction dominates

Inaction regret 1.9× higher

career

Career change

% who regret this choice

Inaction dominates

Inaction regret 1.5× higher

careerDirect

Speaking up

% who regret this choice

Inaction dominates

Inaction regret 1.4× higher

career

Quitting a job

% who regret this choice

Inaction dominates

Inaction regret 2.2× higher

career

Starting a business

% who regret this choice

Inaction dominates

Inaction regret 5.5× higher

career

Career vs balance

% who regret this choice

Action dominates

Action regret 1.3× higher

career

Retrain for AI disruption vs. wait

% who regret this choice

Inaction dominates

Inaction regret 3.7× higher

A 2024 Resume-Now survey of 1,000 workers across the US, UK, France, and Germany found that 60% named not asking for a pay raise as their top career regret, the single highest-frequency item in the survey. On the action side, a separate Fidelity Investments study of 1,524 US workers found that 85% of those who counteroffered got at least some of what they asked for. The resulting action-regret rate is estimated at around 20% — an upper bound derived from the Fidelity success rate and the absence of any direct “do you regret asking?” measure, rather than a directly measured figure.

Pew Research Center’s 2023 nationally representative survey (5,188 employed US workers) found that most workers did not ask for higher pay than what was initially offered when last hired: only about 30% said they did ask (32% of men, 28% of women). That large non-negotiating majority is directionally consistent with the Resume-Now regret finding, suggesting that the population that never asked overlaps heavily with the population that later wishes it had. Alongside the 60% who regret not asking for a pay increase, 51% of Resume-Now respondents regret not asking for a promotion and 58% regret not negotiating salary when taking a job, so missed-compensation regrets cluster near the top of the list. This pattern is consistent with Gilovich’s temporal model, where counterfactuals about paths not taken solidify and become harder to dismiss as careers progress.

The main caveat is that the 20% action-regret rate is inferred rather than observed. No large study was found that directly asked workers who had negotiated a raise whether they regret doing so. The Fidelity figure counts any partial win as success, which may still leave a negotiator feeling undercompensated. Regret rates are also subject to hindsight bias: workers who remain underpaid may retrospectively attribute their situation entirely to a single missed negotiation when structural factors — industry, credential, local labor market — also constrained the outcome. Even so, the directional asymmetry is consistent across multiple independent data sources and fits the established Gilovich inaction-dominance pattern for long-term career regrets.

Sources: action

Claim ledger

Every number below is what each source reported, with the verbatim quote we relied on and how we arrived at our figure. Click any link to verify directly.

1/2 sources independently verified verbatim against the cited source

  1. [1] Resume-Now — Career Regrets Survey 2024 Verified
    Career Regrets Survey 2024
    Statistic
    60% of workers name not asking for a pay increase as their top career regret; the survey does not measure regret among those who did ask, so the action-side rate is derived (see calculation_notes)
    Excerpt
    “"Top career regrets include not asking for a pay increase (60%), not prioritizing work-life balance in one's career (59%), staying at a job too long (58%), and not negotiating salary when taking a job (58%)." ”
    Source data from
    2024-03-01
    Accessed
    2026-05-13
    Verification
    Excerpt independently re-fetched and confirmed word-for-word against the cited source during our grounding audit.
    Calculation
    Resume-Now survey of 1,000 US, UK, French, and German workers, 2024. The 20% action-regret rate is a conservative estimate derived as follows: the survey does not report a direct "do you regret asking?" figure. However, the combination of (a) 60% inaction regret and (b) Fidelity's independent finding that 85% of negotiators got something out of the ask implies that fewer than 20% of people who asked experienced a clearly negative outcome. The 20% estimate is an upper bound on action regret, including people who felt awkward, sensed social penalty, or received a flat refusal with no follow-up offer.
  2. [2] CNBC / Fidelity Investments — Negotiating a job offer works: 85% of Americans who counteroffered were successful
    Negotiating a job offer works: 85% of Americans who counteroffered were successful

    See all 2 Likelier entries citing this source →

    Statistic
    85% of Americans who counteroffered on salary or benefits got at least some of what they asked for
    Excerpt
    “"85% of Americans -- and 87% of professionals ages 25 to 35 -- who countered on salary, other compensation or benefits, or both pay and other compensation and benefits got at least some of what they asked for." ”
    Source data from
    2022-05-13
    Accessed
    2026-05-13
    Calculation
    Fidelity Investments / Engine Insights survey of 1,524 US adults ages 25-70, conducted March 2022. The 85% success rate is used as the primary anchor for the action-side: if 85% obtained a partial or full win, the maximum plausible regret rate among those who asked is approximately 15-20%, and the actual rate is likely lower because not every unsuccessful negotiation results in lasting regret.

Sources: inaction

Claim ledger

Every number below is what each source reported, with the verbatim quote we relied on and how we arrived at our figure. Click any link to verify directly.

  1. [1] Resume-Now — Career Regrets Survey 2024
    Career Regrets Survey 2024
    Statistic
    60% of workers name not asking for a pay increase as their number one career regret; 51% regret not asking for a promotion
    Excerpt
    “"Top career regrets include not asking for a pay increase (60%), not prioritizing work-life balance in one's career (59%), staying at a job too long (58%), and not negotiating salary when taking a job (58%). 51% of employees regret not asking for a promotion." ”
    Source data from
    2024-03-01
    Accessed
    2026-05-13
    Calculation
    Resume-Now survey of 1,000 workers across four countries, 2024. The 60% inaction-regret rate is taken directly from the survey's top-line finding that "not asking for a pay increase" is named by 60% of workers — the single highest-frequency career regret. This is a direct regret measure: respondents were asked what they regret most about their career, and not asking for more money was the most common response.
  2. [2] Pew Research Center — When negotiating starting salaries, most U.S. women, men don't ask for higher pay
    When negotiating starting salaries, most U.S. women, men don't ask for higher pay

    See all 2 Likelier entries citing this source →

    Statistic
    Most US workers did not ask for higher pay than initially offered when last hired; only about 30% did ask (32% of men, 28% of women)
    Excerpt
    “"Most U.S. workers who are not self-employed say they did not ask for higher pay than what was initially offered the last time they were hired for a job, according to a new Pew Research Center survey. ... men are slightly more likely than women (32% vs. 28%) to say they did ask for higher pay than what was offered." ”
    Source data from
    2023-04-05
    Accessed
    2026-05-13
    Calculation
    Pew Research Center nationally representative survey (5,188 employed, non-self-employed US workers out of 5,775 US adults), 2023. Establishes that a majority of workers never attempt to negotiate: only about 30% say they asked for higher pay than initially offered (32% of men, 28% of women), so roughly 70% did not. Pew does not print a single combined percentage; it reports "most" plus the gender split. This large non-negotiating majority is the population from which the inaction-regret figure is drawn, and it is directionally consistent with the Resume-Now finding that not asking for a pay increase is the most common career regret. Pew itself measures behavior, not regret.

Caveats

The 20% action-regret rate is a derived upper-bound estimate, not a directly measured figure. No large-scale survey was identified that asked workers who had negotiated a raise whether they regret having done so. The figure is inferred from the complement of Fidelity's 85% success rate and from the qualitative direction of the Resume-Now survey. The 60% inaction-regret rate comes from an online panel survey (Resume-Now, n=1,000) spanning four countries; US-specific sub-group data may differ from the headline. The Pew finding that most workers never negotiate (only about 30% asked for higher pay) establishes the denominator context but does not itself measure regret. Regret rates may be inflated by hindsight bias: workers who know they could have negotiated may attribute their current salary to that missed opportunity even when other factors dominated. Salary negotiation outcomes also depend heavily on industry, gender, and labor market conditions; the regret asymmetry may be less pronounced in markets where negotiation is uncommon or where raises are structurally fixed. The directional finding -- inaction regret dominates -- is consistent across multiple independent surveys.

Raw data: /api/decisions.json

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