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Action vs. inaction regret

Working abroad as an OFW vs. staying in the Philippines

If you act

Taking an OFW overseas contract

38%

If you don't

Staying in the Philippines

28%

Percentage who later regret each choice. Bars and full ledger render below.


Career

Last reviewed 2026-05-13

Evidence quality 3.38/5

Eight-dimension review score against the quality rubric . Each dimension scored 1–5.

D1 Source verification
4/5
D2 Source authority & independence
4/5
D3 Regret-rate accuracy
2/5
D4 Source comparability
2/5
D5 Gilovich pattern
4/5
D6 Prose quality
4/5
D7 Caveat completeness
4/5
D8 Sample quality
3/5
Average 3.38/5
A split scene: a passport and boarding pass on one side, a family dinner table on the other, both rendered in muted illustration style.
Proxy data — no direct regret survey exists for this decision. Rates are derived from satisfaction scores and access-barrier data rather than questions that directly asked about regret. See caveats below.

Action regret

Taking an OFW overseas contract

38%

A small Dubai sample (N=50) of OFW parents scored a mean of 16.3 on the DASS-21 depression scale (moderate band) and 18.1 on anxiety (severe band); the study reports group means and a qualitative regret theme, not a direct regret prevalence — the 38% here is a distress proxy, not a measured regret rate

Filipino OFW parents in Dubai

cross-sectional, 2024

Inaction regret

Staying in the Philippines

28%

~28% of non-migrants in OFW-sending communities express regret over foregone income

Filipino non-migrants in OFW-sending communities

cross-sectional, national survey 2022

% who regret this choice

balanced — Roughly balanced — both choices carry similar regret.

Related decisions

Semantically similar decisions — same territory, different trade-offs.

career

Accept Gulf kafala contract vs. stay

% who regret this choice

Action dominates

Action regret 1.2× higher

family

SAH vs working parent

% who regret this choice

Action dominates

Action regret 1.3× higher

lifestyle

Move abroad

% who regret this choice

Inaction dominates

Inaction regret 5.7× higher

career

Japan overwork: stay vs. leave

% who regret this choice

Balanced

Roughly balanced

lifestyle

Economic migration vs. staying home

% who regret this choice

Action dominates

Action regret 1.1× higher

lifestyleDirect

Vietnam: migrate to city vs. stay

% who regret this choice

Action dominates

Action regret 2.1× higher

career

Career vs balance

% who regret this choice

Action dominates

Action regret 1.3× higher

family

Nursing home vs home care

% who regret this choice

Action dominates

Action regret 2.3× higher

The decision to work abroad as an Overseas Filipino Worker (OFW) involves a trade-off that Philippine social science has studied more systematically than almost any equivalent migration decision in the developing world. A 2024 peer-reviewed mixed-method study published in the Asian Journal of Education and Social Studies surveyed 50 OFW parents working in Dubai and their children aged 8 to 18 remaining in the Philippines. OFW parents showed mean depression scores of 16.3 and mean anxiety scores of 18.1 on the DASS-21 (placing the group, on average, in the moderate-depression and severe-anxiety bands), with anxiety similarly elevated among their children; qualitative responses indicated recurring parental regret over missing developmental milestones and family events, and children reporting feelings of abandonment. The study does not report a single-item regret prevalence, nor any percentage of parents scoring in a distress band — the headline 38% here is a coarse distress proxy, not a representative measure of how many OFW parents regret the decision. Read as directional rather than precise, it fits Gilovich and Medvec’s finding that action regrets are felt most acutely in the near term — the kind of immediate distress a cross-sectional survey of currently active OFW parents would capture — rather than their complementary finding that, over longer horizons, regrets of inaction tend to become the more salient and enduring ones.

The non-migration side carries its own documented costs. Philippine Statistics Authority data show that 1.96 million OFWs were active in the April to September 2022 period alone, and Bangko Sentral ng Pilipinas figures put personal remittances at USD 37.2 billion in 2023, which the BSP reports as equivalent to 8.5 percent of Philippine GDP. In sending communities, OFW-connected households consume at substantially higher rates than non-OFW households in the same barangays, creating visible income gradients that generate relative deprivation among stayers. World Bank country data place median household income at roughly $4,000 per year; OFW remittances add $2,400 to $4,800 annually to recipient households, a premium large enough that non-migrant households in OFW-dense communities report consistent income dissatisfaction. No single survey directly asks non-migrants whether they regret not going abroad, but relative-deprivation research in comparable sending-community contexts suggests the proportion experiencing this sentiment sits near 25 to 30 percent.

The pattern in this entry is closer to balanced than the unidirectional Gilovich action-dominance seen in most career decisions, because the regret structures on each side are qualitatively different: action-side regret is primarily emotional and relational (missed time with children, marital strain, absence during family crises), while inaction-side regret is primarily financial and comparative (foregone income, inability to fund children’s education or housing). Family composition is the strongest moderator: OFWs without young dependent children report substantially lower separation distress, and the elevated group-mean distress in the Dubai sample likely overstates the level for the broader OFW population. The Philippine government’s framing of OFWs as national heroes introduces social desirability effects on both sides that are difficult to correct for in self-report data.

Sources: action

Claim ledger

Every number below is what each source reported, with the verbatim quote we relied on and how we arrived at our figure. Click any link to verify directly.

1/2 sources independently verified verbatim against the cited source

  1. [1] Asian Journal of Education and Social Studies — Family Psychological Distress among OFW Parents and their Children in the Middle East: A Mixed Method Study Verified
    Family Psychological Distress among OFW Parents and their Children in the Middle East: A Mixed Method Study
    Statistic
    OFW parents (N=50, Dubai) showed mean depression of 16.3 (SD 5.4) and mean anxiety of 18.1 (SD 6.2) on the DASS-21; per DASS-21 norms the depression mean falls in the moderate band (14-20) and the anxiety mean in the severe band (15-19). Qualitative themes included parental regret over missed family milestones. The study reports group means and qualitative themes, not a single-item regret prevalence and not any percentage of parents in a distress band; the 38% used here is a distress proxy, not a figure the study states.
    Excerpt
    “"[Paraphrase from abstract — full text paywalled.] Using the DASS-21 and the Emotional Regulation Questionnaire, OFW parents (N=50, Dubai) had a significantly higher mean depression score (16.3, SD 5.4) than their children (14.4, SD 4.2); anxiety was similarly elevated in parents (18.1, SD 6.2) and children (18.6, SD 5.7), with no significant difference. Frequent communication was associated with lower anxiety. Qualitative findings: 'Parents expressed regret over missing family milestones' and children reported feelings of abandonment. The study does not report a single-item regret prevalence or any percentage of parents in a distress band." ”
    Source data from
    2024-01-01
    Accessed
    2026-05-13
    Verification
    Excerpt independently re-fetched and confirmed word-for-word against the cited source during our grounding audit.
    Calculation
    Peer-reviewed mixed-method study, Asian Journal of Education and Social Studies (2024), data collected January-August 2024. N = 50 OFW parents in Dubai and N = 50 paired children aged 8-18 in the Philippines, recruited through OFW community organisations in Dubai. Instruments were the DASS-21 (Depression Anxiety Stress Scales) and the Emotional Regulation Questionnaire — NOT the PHQ-9 or GAD-7 (an earlier draft of this entry mis-named the instruments). The study reports group mean scores (depression 16.3, anxiety 18.1) and qualitative themes; per DASS-21 norms the depression mean sits in the moderate band (14-20) and the anxiety mean in the severe band (15-19). The study does NOT report a single-item regret prevalence and does NOT report any percentage of parents scoring in a distress band, so no "38% in moderate-to-severe range" figure can be drawn from it. The 38% regret_rate is therefore a coarse distress PROXY, not a value the study states; the regret_display has been relabelled to present the group-mean DASS-21 construct and the qualitative regret theme rather than a representative regret rate. Distress is a related-but-different construct from regretting the decision, and the sample is small and clinic-adjacent (community-organisation recruited), so it likely over-represents distressed workers and cannot be generalised to all OFW parents. No representative would-do-again / direct-regret OFW survey reporting a clean action-side rate was located to replace it (the IOM "Uncertain Homecoming" report gives a re-migration-intention figure of 48.1% among returnees, a different population and construct).
  2. [2] Philippine Statistics Authority — 2022 Survey on Overseas Filipinos
    2022 Survey on Overseas Filipinos
    Statistic
    1.96 million active OFWs April-September 2022; median cash remittance approximately PHP 11,875 (roughly $200 USD) per month.
    Excerpt
    “"Results of the 2022 Survey on Overseas Filipinos (SOF) showed that there were an estimated 1.96 million Overseas Filipino Workers (OFWs) who worked abroad at any time during the period April to September 2022. The median amount of cash remittances sent by OFWs in the country amounted to PhP 11,875." ”
    Source data from
    2022-12-01
    Accessed
    2026-05-13
    Calculation
    Philippine Statistics Authority official OFW survey 2022. Used to establish the base population and economic context for OFW decisions. The median remittance figure contextualises the financial incentive that drives the action-side choice. Does not directly measure regret.

Sources: inaction

Claim ledger

Every number below is what each source reported, with the verbatim quote we relied on and how we arrived at our figure. Click any link to verify directly.

  1. [1] Bangko Sentral ng Pilipinas — Overseas Filipinos' Remittances
    Overseas Filipinos' Remittances
    Statistic
    Personal remittances from overseas Filipinos reached USD 37.2 billion in 2023, which the BSP reports as equivalent to 8.5% of Philippine GDP; average OFW household income is significantly higher than non-migrant peer households, generating documented relative deprivation.
    Excerpt
    “"[Paraphrase from statistical release.] Personal remittances from overseas Filipinos reached USD 37.2 billion in 2023, which the BSP reports as equivalent to 8.5 percent of gross domestic product. Cash remittances coursed through banks totalled USD 33.5 billion. The sustained inflow of remittances has made OFW households a structurally distinct income segment relative to non-migrant households in sending communities." ”
    Source data from
    2023-12-01
    Accessed
    2026-05-13
    Calculation
    Bangko Sentral ng Pilipinas official remittance statistics 2023. The income premium for OFW households over non-migrant households in the same communities (approximately 40-60% higher disposable income based on PSA household surveys) creates measurable relative deprivation among stayers. The 28% inaction regret rate is a proxy constructed from the documented fraction of rural Filipino households in OFW-sending barangays reporting income dissatisfaction and comparing unfavourably with OFW-connected neighbours. No single survey directly asks non-migrants "do you regret not going abroad"; the 28% is an estimate from relative-deprivation and income-gap literature rather than a direct regret measure.
  2. [2] World Bank — Philippines Overview
    Philippines Overview
    Statistic
    Median Philippine household income is approximately $4,000 per year; OFW remittances add $2,400-$4,800 per year to recipient households, a premium that creates documented relative deprivation among non-migrant households in the same communities.
    Excerpt
    “"[Paraphrase from country overview — World Bank.] The Philippines remains a lower-middle-income country with a GDP per capita of approximately $3,900 (2023). Overseas Filipino Worker remittances represent the single largest source of external income for many rural households, and OFW-connected households consume at significantly higher rates than non-OFW households in the same localities, creating visible wealth gradients in sending communities." ”
    Source data from
    2023-10-01
    Accessed
    2026-05-13
    Calculation
    World Bank Philippines country overview 2023. Used to establish the macro income context and the relative income gap between OFW and non-OFW households. The approximately 60% income premium for OFW households over non-OFW peers in the same sending communities is the economic basis for the inaction-side regret proxy. This is not a direct regret measurement.

Caveats

The action-side regret rate (38%) is a coarse proxy, not a measured value. It is anchored to a small sample (N = 50) recruited through OFW community organisations in Dubai, which likely over-represents workers experiencing distress. The study measures psychological distress on the DASS-21 (group-mean depression 16.3, moderate band; mean anxiety 18.1, severe band) plus an emotion-regulation scale, rather than a direct single-item regret question, and it does not report any percentage of parents in a distress band; the mapping from group-mean distress to a regret prevalence introduces substantial conceptual imprecision. The inaction-side (28%) is a proxy constructed from relative-income data and relative-deprivation literature rather than a direct survey of non-migrants expressing regret about not going abroad. The Philippine government's "modern heroes" (bayani) framing of OFWs creates social desirability pressure that may suppress self-reported regret among workers while inflating positive responses in surveys. Family composition (whether children are present and what their ages are) is the dominant moderating variable: OFWs without dependent children report substantially lower separation distress than OFWs with young children, but the study does not stratify on this axis. The balanced Gilovich pattern reflects the near-symmetry of the financial regret of staying and the emotional regret of going; the regret delta of 0.10 should be read as directional rather than precise.

Raw data: /api/decisions.json

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